.dineroahora-who {
    display: grid;
    grid-template-columns: minmax(0, 1.05fr) minmax(0, 0.95fr);
    gap: clamp(34px, 5vw, 72px);
    align-items: center;
}

.dineroahora-who-copy p { margin-top: 18px; font-size: 1rem; }

.dineroahora-who-stats {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 20px;
    margin-top: 40px;
    padding-top: 32px;
    border-top: 1px solid var(--dineroahora-line);
}

.dineroahora-who-stats strong {
    display: block;
    font-family: var(--dineroahora-font-display);
    font-size: clamp(1.5rem, 2.8vw, 2.1rem);
    font-weight: 800;
    letter-spacing: -0.04em;
    color: var(--dineroahora-blue);
}

.dineroahora-who-stats span {
    display: block;
    font-size: 0.84rem;
    color: var(--dineroahora-muted);
    margin-top: 4px;
}

.dineroahora-who-visual { position: relative; }

.dineroahora-who-visual img {
    width: 100%;
    border-radius: var(--dineroahora-radius-l);
    box-shadow: var(--dineroahora-shadow-m);
}

.dineroahora-who-tag {
    position: absolute;
    right: -18px;
    bottom: -28px;
    display: flex;
    align-items: center;
    gap: 14px;
    background: var(--dineroahora-white);
    border: 1px solid var(--dineroahora-line);
    padding: 18px 24px;
    border-radius: 18px;
    max-width: 290px;
    box-shadow: var(--dineroahora-shadow-m);
}

.dineroahora-who-tag i {
    font-size: 1.25rem;
    color: var(--dineroahora-blue);
}

.dineroahora-who-tag span {
    font-size: 0.8rem;
    color: var(--dineroahora-muted);
    line-height: 1.45;
}

.dineroahora-who-tag strong {
    display: block;
    font-family: var(--dineroahora-font-display);
    font-size: 0.95rem;
    color: var(--dineroahora-ink);
    margin-bottom: 2px;
}

.dineroahora-pillars {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 22px;
}

.dineroahora-pillar {
    position: relative;
    background: var(--dineroahora-white);
    border: 1px solid var(--dineroahora-line);
    border-radius: var(--dineroahora-radius-l);
    padding: 44px 32px 34px;
    box-shadow: var(--dineroahora-shadow-s);
    transition: transform 0.35s var(--dineroahora-ease), box-shadow 0.35s var(--dineroahora-ease);
}

.dineroahora-pillar:hover {
    transform: translateY(-8px);
    box-shadow: var(--dineroahora-shadow-m);
}

.dineroahora-pillar-mark {
    position: absolute;
    top: -26px;
    left: 32px;
    width: 54px;
    height: 54px;
    display: grid;
    place-items: center;
    border-radius: 17px;
    background: var(--dineroahora-ink);
    color: var(--dineroahora-gold);
    font-size: 1.2rem;
    box-shadow: var(--dineroahora-shadow-m);
}

.dineroahora-pillar:nth-child(2) .dineroahora-pillar-mark { background: var(--dineroahora-blue); color: var(--dineroahora-white); }
.dineroahora-pillar:nth-child(3) .dineroahora-pillar-mark { background: var(--dineroahora-gold); color: var(--dineroahora-ink); }

.dineroahora-pillar h3 { margin-bottom: 12px; }
.dineroahora-pillar p { font-size: 0.95rem; }

.dineroahora-security {
    display: grid;
    grid-template-columns: minmax(0, 0.92fr) minmax(0, 1.08fr);
    gap: clamp(34px, 5vw, 70px);
    align-items: start;
}

.dineroahora-security-copy p { margin-top: 20px; font-size: 1rem; }

.dineroahora-security-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 18px;
}

.dineroahora-security-item {
    border: 1px solid var(--dineroahora-line-dark);
    border-radius: var(--dineroahora-radius-m);
    padding: 28px 26px;
    background: rgba(255, 255, 255, 0.04);
    transition: border-color 0.35s var(--dineroahora-ease), background 0.35s var(--dineroahora-ease);
}

.dineroahora-security-item:hover {
    border-color: rgba(22, 104, 255, 0.6);
    background: rgba(22, 104, 255, 0.09);
}

.dineroahora-security-item i {
    display: block;
    font-size: 1.25rem;
    color: var(--dineroahora-gold);
    margin-bottom: 16px;
}

.dineroahora-security-item h4 { margin-bottom: 8px; }
.dineroahora-security-item p { font-size: 0.92rem; }

.dineroahora-corporate {
    display: grid;
    gap: 30px;
}

.dineroahora-corporate-list {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 0;
    background: var(--dineroahora-white);
    border: 1px solid var(--dineroahora-line);
    border-radius: var(--dineroahora-radius-l);
    overflow: hidden;
    box-shadow: var(--dineroahora-shadow-s);
}

.dineroahora-corporate-list > div {
    padding: 26px 30px;
    border-bottom: 1px solid var(--dineroahora-line);
    transition: background 0.3s var(--dineroahora-ease);
}

.dineroahora-corporate-list > div:nth-child(odd) { border-right: 1px solid var(--dineroahora-line); }
.dineroahora-corporate-list > div:nth-last-child(-n+2) { border-bottom: none; }
.dineroahora-corporate-list > div:hover { background: var(--dineroahora-paper); }

.dineroahora-corporate-list dt {
    display: flex;
    align-items: center;
    gap: 10px;
    font-family: var(--dineroahora-font-display);
    font-size: 0.76rem;
    font-weight: 700;
    letter-spacing: 0.16em;
    text-transform: uppercase;
    color: var(--dineroahora-muted);
    margin-bottom: 10px;
}

.dineroahora-corporate-list dt i { color: var(--dineroahora-blue); font-size: 0.9rem; }

.dineroahora-corporate-list dd {
    font-size: 1rem;
    color: var(--dineroahora-ink);
    font-weight: 500;
    word-break: break-word;
}

.dineroahora-corporate-list dd a:hover { color: var(--dineroahora-blue); }

@media (max-width: 1024px) {
    .dineroahora-who { grid-template-columns: 1fr; }
    .dineroahora-who-tag { position: static; margin-top: 20px; max-width: none; }
    .dineroahora-pillars { grid-template-columns: 1fr; gap: 44px; }
    .dineroahora-security { grid-template-columns: 1fr; }
}

@media (max-width: 620px) {
    .dineroahora-who-stats { grid-template-columns: 1fr; gap: 14px; }
    .dineroahora-security-grid { grid-template-columns: 1fr; }
    .dineroahora-corporate-list { grid-template-columns: 1fr; }
    .dineroahora-corporate-list > div:nth-child(odd) { border-right: none; }
    .dineroahora-corporate-list > div:nth-last-child(2) { border-bottom: 1px solid var(--dineroahora-line); }
}